Serpclix Minimum Payout

Hi, Serpclix says that they automatically send a payout of $5 in the first few days of every month. So, if I don't reach the minimum payout in January, do I automatically lose that money? Do I have to start from $0 on the 1st of February or does it get added to whatever I earn in February and I get the total payout in March?

Thanks in advance