Trying to get my karma points to help some folks out

I am interested in giving out some loans on r borrow and don’t meet the requirements of 1000 karma. I would love to help out fellow Reddit users out of a bad spot by providing funding. I don’t post on Reddit often and not even sure if this is the place to ask but how can I improve my “karma”? Thanks everyone.

PS I apologize in advance if I made this post completely wrong always lurked Reddit previously.